ACA Open Enrollment is the annual period when you can sign up for health insurance through the Affordable Care Act (Obamacare). It's important because it's the only time of the year when you can enroll in a new plan, change your existing coverage, or apply for subsidies that can reduce your premiums. Missing this window could leave you without affordable health insurance for the entire year.

Most residents in West Palm Beach are eligible for ACA health insurance, including those who are self-employed, unemployed, or working for an employer that doesn’t offer health insurance. If you make $75,000 or less, you may qualify for additional benefits like dental, vision, and health coverage.

If you miss the ACA Open Enrollment period, you may not be able to get health insurance for the rest of the year unless you qualify for a Special Enrollment Period due to a life event like marriage, the birth of a child, or losing other coverage. Without coverage, you could face high out-of-pocket costs for medical care.

Yes, depending on your income, you may qualify for subsidies that can lower your monthly premiums and out-of-pocket costs. During ACA Open Enrollment, you can apply for these subsidies, which are based on your household income and family size.

You can enroll in ACA health insurance by contacting Treasure Services, where our experts will guide you through the process. We’ll help you compare plans, understand your options, and complete the enrollment, ensuring you get the coverage you need at a price you can afford.